198pkr Terms & Conditions — Your Complete User Agreement

01 Introduction

Welcome to 198pkr, an online gaming and sports betting platform operated under an international gaming licence and accessible at https://198pkr.net. These Terms & Conditions ("Terms", "Agreement") govern the relationship between 198pkr ("we", "us", "the Platform") and any individual ("you", "the Player", "the User") who accesses, registers on, or makes use of the 198pkr platform in any capacity.

By creating a 198pkr account, making a deposit, placing a bet, or participating in any promotional offer, you unconditionally agree to be bound by these Terms in their entirety. If you do not agree to any part of these Terms, you must not use the 198pkr platform.

These Terms should be read together with the 198pkr Privacy Policy and the Responsible Gaming Policy, both of which form an integral part of this Agreement.

02 Eligibility & Registration

To register and maintain a 198pkr account, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis throughout the life of your account:

• You must be at least 21 years of age. 198pkr enforces a strict 21+ policy and requires documentary proof of age during the KYC process.
• You must be registering as an individual for your own personal entertainment and not on behalf of any third party or business entity.
• You must not already hold an active or previously suspended 198pkr account. Only one account per person is permitted.
• You must provide accurate, complete, and truthful information at the point of registration and ensure that this information remains up to date throughout the life of your account.
• You must be accessing the platform from a jurisdiction where online gaming is not explicitly prohibited under applicable local law. It is your sole responsibility to verify whether online gaming is lawful in your specific location before registering.
• You must not be listed on any self-exclusion register maintained by 198pkr or any associated responsible gaming authority.

03 Account Rules

Each registered player is permitted to hold one (1) active 198pkr account at any time. The creation of multiple accounts — whether under the same identity, a different name, or via a third party — constitutes a material breach of these Terms and will result in all associated accounts being suspended pending investigation.

You are solely responsible for all activity that occurs under your account credentials. 198pkr will not be liable for any loss, damage, or claim arising from unauthorised access to your account where you have failed to take reasonable steps to maintain the security of your login credentials.

• Username and password: You must choose a unique, secure password at registration. You must not share your login credentials with any third party.
• Account transfer: Accounts are personal and non-transferable. Selling, gifting, or otherwise transferring your 198pkr account to another person is strictly prohibited.
• Accurate information: You must notify 198pkr promptly of any change to your registered details, including name, address, or payment method information. Failure to maintain accurate account details may delay withdrawal processing.
• Account closure: You may request closure of your 198pkr account at any time by contacting our support team via live chat. Upon closure, any outstanding verified balance will be returned to your registered payment method.

04 KYC & Identity Verification

198pkr operates a mandatory Know Your Customer ("KYC") verification process in compliance with its international gaming licence obligations and responsible gaming commitments. KYC verification must be completed before any withdrawal can be processed. 198pkr reserves the right to request KYC documentation at any stage, including prior to, during, or after account registration.

The following documents may be required as part of the KYC process:

• Proof of Identity: A valid, government-issued photo ID such as a Pakistani CNIC (Computerised National Identity Card), passport, or driving licence.
• Proof of Age: The above documents must confirm that the player is 21 years of age or older.
• Proof of Address: A recent utility bill, bank statement, or official correspondence issued within the last 90 days showing your registered name and address.
• Proof of Payment Method: Confirmation that the deposit method used (e.g., JazzCash wallet, EasyPaisa account, or bank account) belongs to you as the registered account holder.

All documents submitted for KYC are processed securely. 198pkr will never share your personal identification documents with any third party except where required to do so by law or by its regulatory obligations. Please refer to the Privacy Policy for full details of how your data is stored and processed.

05 Deposits & Withdrawals

All financial transactions on the 198pkr platform are denominated in Pakistani Rupees (PKR / Rs). 198pkr does not charge deposit fees; however, your payment provider may apply its own transaction charges, which are beyond 198pkr's control.

Deposits:

• Minimum deposit: Rs 500 per transaction.
• Accepted deposit methods: JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, and direct bank transfer.
• Deposits are credited to your 198pkr balance upon successful confirmation from your payment provider. In the event of a delayed deposit, contact support with your transaction reference number.
• Only deposit funds that belong to you. 198pkr does not accept deposits from third-party payment sources.

Withdrawals:

• Withdrawals may only be processed to a payment method that has been verified under your registered KYC identity.
• Minimum withdrawal: Rs 1,000 per transaction.
• JazzCash and EasyPaisa withdrawals for fully verified accounts are typically processed within 30 minutes. Bank transfer withdrawals may take 1–3 business days.
• 198pkr reserves the right to conduct additional verification checks on withdrawal requests above certain thresholds, in accordance with its AML obligations.
• Withdrawals will be declined if the applicable bonus wagering requirements have not been met, or if there is an ongoing account investigation.

06 Bonuses & Promotional Offers

198pkr offers a range of bonuses and promotional offers to registered players, including welcome bonuses, reload bonuses, free spins, cashback offers, and seasonal promotions such as PSL betting rewards. All bonuses are subject to the following general conditions, in addition to any offer-specific terms communicated at the point of the promotion.

• Wagering requirements: All bonuses carry a wagering requirement, which must be completed before any portion of the bonus or winnings derived from bonus play can be withdrawn. The applicable wagering multiplier will be specified at the point of each offer.
• Eligibility: Bonuses are available to eligible accounts only. 198pkr reserves the right to determine eligibility at its discretion. Players who have previously abused bonus terms may be excluded from future promotions.
• Expiry: All bonuses have an expiry period. Any unwagered bonus balance remaining at expiry will be forfeited. Expiry timelines are specified per offer.
• Game contributions: Different game categories may contribute different percentages towards wagering requirements (e.g., slots typically contribute 100%, while live table games may contribute a lower percentage). Specific contribution rates are stated in individual offer terms.
• One bonus at a time: Only one bonus can be active on your account at any given time unless explicitly stated otherwise in the offer terms.
• Bonus abuse: Any attempt to exploit bonus offers through irregular betting patterns, use of multiple accounts, or any other form of fraudulent behaviour will result in the immediate forfeiture of the bonus and associated winnings, and may result in account suspension.

07 Gameplay Rules

All games offered on the 198pkr platform — including live casino games, slots, poker, and sports betting — are governed by their respective individual game rules, which are accessible within each game interface. The following general gameplay rules apply across all 198pkr products:

• All casino games use certified Random Number Generator ("RNG") technology supplied by regulated third-party software providers. Live dealer games are streamed from licensed studios. The integrity of all game outcomes is independently audited.
• In the event of a technical failure, network disconnection, or platform error during a game round, 198pkr's system logs will be used to determine the outcome of any affected bets. 198pkr's decision in such matters is final.
• Bets placed in error cannot be cancelled after a game round has commenced.
• Sports betting markets are subject to the specific rules of each sport and competition. Voided or abandoned events are governed by 198pkr's sportsbook rules, which are available within the sports betting section of the platform.
• 198pkr reserves the right to void any bet or game outcome where it has reasonable grounds to believe that a system error, data feed error, or integrity issue has affected the result.

08 Prohibited Conduct

The following activities are strictly prohibited on the 198pkr platform. Engaging in any of the following will result in immediate account suspension, forfeiture of funds, and may be reported to the relevant legal and regulatory authorities:

• Providing false, incomplete, or misleading information during registration or the KYC process.
• Creating or operating more than one 198pkr account.
• Using the platform if you are under 21 years of age.
• Using automated software, bots, scripts, or any other artificial means to interact with the 198pkr platform.
• Exploiting technical errors, software bugs, or pricing errors for financial gain.
• Engaging in any form of collusion, match-fixing, or insider knowledge in the context of sports betting.
• Using the 198pkr platform for money laundering, fraud, or any other illegal financial activity.
• Accessing the platform using VPN, proxy, or anonymisation tools to circumvent geographic or account restrictions.
• Harassing, threatening, or abusing 198pkr staff or other players via any communication channel.

09 Responsible Gaming

198pkr is committed to promoting responsible gaming and providing tools that help players maintain control of their gaming activity. We take our obligations under our international gaming licence seriously and expect all players to engage with the platform in a responsible manner.

• Deposit limits: Players can set daily, weekly, or monthly deposit limits from within their account settings. Requests to lower limits take effect immediately. Requests to raise limits are subject to a cooling-off period.
• Session time limits: Players can set session time reminders and automatic logout timers.
• Self-exclusion: Players who feel that gaming is negatively affecting them may request a self-exclusion period of 30 days, 90 days, 6 months, 1 year, or permanent closure. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
• Reality checks: 198pkr displays regular on-screen reminders of how long a session has been active and the net result of bets placed during that session.

For detailed information on all available responsible gaming tools and support resources, please visit the 198pkr Responsible Gaming page.

10 Intellectual Property

All content on the 198pkr platform — including but not limited to the 198pkr brand name and logo, website design, graphics, game interfaces, written content, software, and data feeds — is the intellectual property of 198pkr or its licensed content providers and is protected under applicable intellectual property law.

You are granted a limited, non-exclusive, non-transferable licence to access and use the 198pkr platform for personal entertainment purposes only. You must not copy, reproduce, distribute, publish, modify, adapt, translate, create derivative works from, or commercially exploit any part of the 198pkr platform or its content without prior written consent from 198pkr.

Third-party game content displayed on the 198pkr platform remains the intellectual property of the respective software providers and is used under licence. 198pkr makes no claim of ownership over third-party game content.

11 Limitation of Liability

To the maximum extent permitted by applicable law, 198pkr, its officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to:

• Loss of funds resulting from gambling outcomes.
• Technical failures, service interruptions, or downtime on the 198pkr platform.
• Unauthorised access to your account resulting from your own failure to maintain account security.
• Any reliance placed on information or content provided on the platform.
• Delays in payment processing by third-party payment providers including JazzCash, EasyPaisa, or banking institutions.

The 198pkr platform is provided on an "as is" and "as available" basis. While we make every reasonable effort to maintain uninterrupted service, we do not warrant that the platform will be error-free, virus-free, or continuously available. Scheduled and unscheduled maintenance may temporarily interrupt access to the platform.

12 Privacy & Data Protection

198pkr collects, processes, and stores personal data in accordance with its Privacy Policy, which forms an integral part of these Terms. By creating a 198pkr account, you consent to the collection and processing of your personal data as described in that policy.

198pkr will not sell your personal data to third parties for marketing purposes. Personal data may be shared with regulatory authorities, payment processors, and KYC verification partners where required by law or by the terms of 198pkr's gaming licence. All data sharing arrangements are governed by appropriate data processing agreements.

You have the right to request access to, correction of, or deletion of your personal data held by 198pkr, subject to the platform's legal obligations to retain certain records. Data requests should be submitted to our support team via live chat or by email.

13 Amendments to These Terms

198pkr reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, 198pkr will use reasonable efforts to notify registered players via the platform or by email to their registered address. The updated Terms will be published on this page with a revised effective date.

Your continued use of the 198pkr platform following the publication of any amended Terms constitutes your acceptance of those amendments. If you do not accept any amended Terms, you must cease using the platform and may request closure of your account in accordance with Section 3 above.

It is your responsibility to review this page periodically to stay informed of any changes to the Terms governing your use of 198pkr.

14 Governing Law & Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction under which 198pkr holds its international gaming licence. Any dispute arising out of or in connection with these Terms, including any dispute regarding their existence, validity, breach, or termination, shall first be referred to 198pkr's customer support team for resolution through internal dispute procedures.

If a dispute cannot be resolved through internal procedures within 30 days of being raised, either party may refer the matter to the relevant regulatory authority under 198pkr's gaming licence for independent adjudication. 198pkr's decision on all matters relating to platform integrity, game outcomes, and bonus administration is final pending any such regulatory review.

Nothing in this clause limits your statutory rights as a consumer under the laws applicable to your country of residence.

15 Contact Us

If you have any questions about these Terms & Conditions, wish to raise a dispute, or need assistance with any aspect of your 198pkr account, please contact our support team using the following details:

• Live Chat: Available 24/7 directly within the 198pkr platform. Our support agents are available in English and can assist with all account and payment queries.
• Email: [email protected] — please allow up to 24 hours for a response to email enquiries.

For responsible gaming support, self-exclusion requests, or account limit adjustments, please contact us via live chat for the fastest response. All responsible gaming requests are treated as a priority.